When is the Right Time to Plan for Death?

16 November 2018

In short, there's no right or wrong time to plan for death, but it's something that is so important to do before it's too late. No one knows what the future holds and an accident or illness can strike anyone at any time of their life, regardless of whether they're in their nineties or their twenties.

If you die without having made preparations, such as putting a legally valid Will in place, then you will have no control over who will inherit everything you own. This can be disastrous for those left behind, causing upset between family members and potentially leaving some loved ones without the financial provision you would have wanted them to have.

Why Aren't We Planning for Death?

Planning for death is something that many of us choose to put off, feeling that we're too young to be thinking about it yet, or we're simply too busy living our lives to spend any time planning for death. Or it may be that we simply don't feel ready to make what seem like huge decisions about what should happen when we die.

Quite simply, death is not something that we like to think about, which is why many of us don't. We recently carried out the UK's Biggest Ever Survey into Death, Dying and Bereavement which revealed that as a nation we are reluctant to face up to the inevitable. Almost 3 quarters of adults who responded told us that they haven't yet made a Will, with 18 million people admitting that that they feel uncomfortable talking about death.

However, this unwillingness to talk openly about death and plan for the end of our lives can have devastating consequences for those left behind. One Co-op member shared her story with us – her grandfather died without a Will in place and this had a devastating effect on the family, causing deep wounds that never healed.

If Now Isn't the Right Time, When Will Be?

If you feel that now isn't the right time to be planning for death, do you know when will be the right time? Is it something that you're planning on dealing with when you're much older? Or when you become unwell and find out that you don't have much time left? Would you not prefer to cherish every moment at this point with your loved ones, instead of spending these precious days dealing with legal and administrative tasks that you've been putting off?

It's also important to remember that no one has a crystal ball, and there's no way of knowing what will happen in the future. If you unexpectedly suffer a life-threatening injury or illness, will you regret not having already taken the time to plan?

There's also the chance that if you don't feel ready now, you may never feel ready, and then you could run out of time. This is why we are encouraging open conversations about death, so that people can plan for death and then get on with living life.

If Now Is The Time to Make a Will...

If you decide that now is the right time for you to put these plans in place and make a Will, then we can support you through this process. Making a Will doesn't need to be complicated and doesn't need to take up too much of your time.

Our award winning Will writing team makes planning for the future as straight forward as possible, talking you through the process from start to finish. We will discuss your circumstances and your wishes in detail, and ensure that you've thought through different scenarios. This will mean that your Will is future proofed for changing circumstances, such as having more children or choosing a substitute Beneficiary if someone dies before you.

Our Will appointments can be done over the phone and are available outside of normal business hours, meaning that you don't even need to take time out of your day to travel to our offices. You can also start your Will online, which is a service that is available 24/7.

Once your Will has been finalised and signed by you in the presence of two witnesses, we can then store this for you, free of charge, for the rest of your life, giving you complete peace of mind.

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