It’s hard to predict exactly how long it takes to receive the compensation from a car accidents claim as it depends on a number of factors, such as the severity of your injuries and whether the other party admits fault.
Generally car accident claims will resolve faster than other types of personal injury claims, such as medical negligence claims. This is because most car accident claims go through the Claims Portal, a UK Government tool to streamline claims for personal injury. Using the Claims Portal, most claims for car accidents settle within four to nine months*.
UK Claims Portal for Car Accident Claims
The Claims Portal is only suitable for ‘low-value’ claims. Therefore your Personal Injury Solicitor will use the Claims Portal if he/she thinks your compensation settlement will be anywhere between £1,000 and £25,000. Otherwise you will need to go through the traditional claims process.
* This is only an estimate and it’s important to note that your claim may well take longer. Every claim is different, so it’s impossible to say at the start how long it will be before you receive your compensation.
Higher Value Claims
If your claim is not considered to be low-value, your Personal Injury Solicitor will need to go through the normal claims process. This often takes longer than the Claims Portal.
It’s also possible that your injuries will be more severe, in which case your Solicitor won’t want to conclude your claim until you’ve either fully recovered or have a final prognosis period for your future recovery. This is because when your claim settles it will be on a ‘full and final basis’, meaning you won’t be entitled to pursue any more compensation. So it’s essential to know the full extent of your injuries before the claim concludes, as this will ensure you receive the correct sum of compensation.
Things that Can Delay a Claim
Regardless of the value of your claim, certain issues can arise that delay the progress of your claim. These include:
- Medical expert reports – when making a car accidents claim, you’ll need to get a medical expert to write a report on your injuries. It’s difficult to control the timescales involved when getting medical expert reports, so sometimes it can slow the process down.
- Liability is denied – if the ‘Defendant’ (the person you’re making a claim against) admits fault, the claims process will usually be faster than if liability is denied.
If you want to find out more about how to claim compensation for a car accident, our Personal Injury Solicitors can help you, and most claims can be dealt with on a No Win No Fee basis.