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Buying My Perfect Home – Third Chapter

3rd July 2017

By Licenced Conveyancer & Property Lawyer Sarah Ryan

Our Head of Conveyancing Sarah Ryan recently moved into her perfect home. She’s already told us how she found the property in chapter 1, and her journey through the Conveyancing process in chapter 2. In this third and final article she concludes the story.

The Day of the Move

The day had finally arrived we would be moving house. We had concerns over the access to the property and whether we would be able to drive a large removal van over the narrow private road. We discussed the matter with the sellers who advised when they moved they could not gain access and ended up carrying their furniture down the road. We therefore decided on two smaller vans to ensure we did not have any difficulties.

We had packed all our boxes and clearly labelled the rooms where they would be. All we had to do now was wait for the Lawyers to confirm we had completed. For more information see Exchange and Completion Explained.

Our Conveyancing Lawyer kept us informed throughout the process and on the day of completion. We had been provided with a Final Completion Statement and sent our balance of funds in readiness. Our Lawyer confirmed the finances were in place and they were in a position to transfer funds. It was important for us to trust our Lawyer, especially in view of fraud and cybercrime currently impacting the Conveyancing industry. When choosing a Conveyancing Lawyer you should ensure they have a cybercrime policy and your funds are protected as much as possible. For more information see How to Protect Yourself from Property Fraud.

We received a call early in the morning to advise us that the funds had been transmitted, the seller’s Lawyer had received the balance and the keys had been released at the Estate Agents. The convoy of removal vans began the journey to the Estate Agents and collected the keys.

We moved into the house in November. Since the move we have fixed a leaking roof which, given the age of the property, isn’t that bad.

Despite being involved in the Conveyancing industry, when I look back at every hurdle, I have to say that I found the process stressful. However, the majority of the concerns were out of my control. One month on and the stress was forgotten, although when reflecting I have the following words of wisdom to share:

  1. Do not let your heart rule your head. Make sure you fully understand what you are buying and what additional works are required at the property.
  2. Budget, budget and budget again so you aren’t left with any surprises. Depending on the age of the property consider the boiler, windows, roof, insulation, damp proof, dry rot, woodworm, drainage, gas and electric supply. If you are in doubt speak to a surveyor and also your Lawyer.
  3. Ensure when you instruct a Conveyancing Lawyer that they understand your expectations and timelines. Build a good relationship and keep in touch. Remember you are making a big investment and the professionals are there to support you, not the other way around.
  4. Do your research on the property to understand what it will cost you each month, including gas, electric, and council tax. Also ensure you know what you are responsible for, such as maintenance of shared access ways.

Most importantly once everything comes together, take the time to sit back and look beyond the peach walls and flowery tiles. This is the time to make the house your home.

At Co-op Legal Services we offer fixed fee Conveyancing which includes a No Sale No Fee guarantee. Once you have been provided with a written quote for the agreed work, that price will not change.

For a free, fixed fee Conveyancing quote please click here.

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