If you have been injured in an accident at work, you may be concerned about the impact of claiming compensation from your employer. You might worry that you will lose your job if you make a claim against them but you should not worry as they cannot dismiss you for making a work accident claim; and they are required to have employers' liability insurance in place to cover workplace accidents.
In order to make a work accident claim you should get legal advice from a specialist Personal Injury Lawyer. They should provide you with a good indication of whether you have a successful claim against your employer and they can also advise if No Win No Fee is available in your case.
At Co-op Legal Services this means that you can then move forward with your work accident claim knowing that you have an expert Personal Injury Lawyer representing you and that you can make your claim with no financial risk to you.
What is the Work Accident Claim Process?
Firstly, you should make sure that your accident has been reported correctly – obviously this is not the first thing on your mind when you are injured and in pain, but there should be an accident book at every workplace and the accident should be logged into the accident book.
Once you have taken legal advice from a Personal Injury Lawyer and instructed them to represent you, they should complete a Claim Notification Form, known as a CNF, and send it electronically to the employers' insurance company that provides cover to your employer, and also to your employer for them to decide how they want to proceed.
You will need to have a medical examination so a doctor can assess your injuries. Keep any receipts for prescriptions you have paid for along with any over the counter medication and any other treatment you have received for your injuries. It will also help to keep a log of visits to the hospital or GP and any expenses incurred for these visits such as a taxi if your injuries stop you from driving.
It may be helpful to have photographs of your injuries, particularly if you are suffering from scarring. This will help to provide a complete picture of your injuries.
In most cases a medical specialist will document the injuries and provide details of how long it should take to recover from the injuries. This will help to determine the amount of compensation to be awarded.
The employers' insurance company will decide to either accept responsibility for your work accident injuries, or accept responsibility but claim that you were partly responsible for the accident, or deny that they were responsible.
This does not mean that you cannot make a claim for compensation. If you accept that you may have been partly responsible for the accident, you would be awarded compensation and then get a deduction for the element of your responsibility and if they do not accept responsibility at all, your Personal Injury Lawyer will offer you advice on how to proceed.
If the employers' insurance company admits responsibility for your work accident injuries, your Personal Injury Lawyer may be able to arrange an interim payment to be made to allow you to obtain rehabilitation and to get better more quickly. If an interim payment is available in your case this amount would be deducted from the final compensation settlement you receive.
Accidents at work can be devastating and if your injuries are severe, it can be crucial to you and your family to get fully compensated for your injuries.
For free legal advice and to find out if your claim can be dealt with on a No Win No Fee basis, call our Personal Injury Lawyers on 0330 606 9587 or contact us online and we will help you.