Frequently asked questions about making a Will

Initial advice about Wills and making a Will.

How much does a Will cost?

Our fixed price Wills start from as little as £150 including VAT for a Single Will, and fixed price Mirror Wills start from £245 including VAT. For all our Wills, including more complicated Wills, such as Trust Wills, we’ll quote a fixed price upfront for the agreed work, and that price will not change.

What is a Will?

A Will is a legal document that allows you to specify who should benefit from your money, property and possessions after you’ve died. It’s very important that the wording used in your Will is clear and legally effective. Many people prefer to use a professional will writing service for this reassurance.

Do I need a Will?

If you die without a Will in England or Wales the law will decide who gets what. If you have no living family members, all your property and possessions will go to the Crown.

What if I don't have anything to leave?

Virtually everyone has something to leave behind even if it’s just their personal possessions. However, even if you may not have much money or property now, that doesn’t mean that you will not have more to leave when you pass away at some point in the future. Do you play the lottery? Are you likely to receive an inheritance from a relative? As no one really knows when they are likely to die or how much they will own, it’s recommended that the safest course of action is to get a Will written so that your wishes are clear.

What are executors?

Executors are the people you name in your Will to carry out your wishes after you die. They will be responsible for all aspects of winding up your affairs after you’ve passed away such as arranging your funeral, notifying people and organisations that you’ve died, collating information about your assets and liabilities, dealing with any tax bills, paying debts and then distributing your estate to your chosen beneficiaries.

One option to consider is using The Co-op’s Professional Executorship Service which offers these benefits:

  • Immediate free advice and guidance for your next of kin to help avoid any confusion after you’ve passed away.

  • Following death, we’ll provide a fixed fee quote to your beneficiaries to carry out the agreed work.

  • We provide a complete Estate Administration service so your loved ones do not need to worry about making mistakes or having the responsibility for dealing with your estate.

  • We are authorised and regulated by the Solicitors Regulation Authority (SRA).

"The contact with the Will writing executive was excellent. She was calm, clear and precise with a delightful personality. Very reassuring and knowledgeable." P. S.

What if I have young children?

The first thing to consider is Guardianship. If you currently have Parental Responsibility over your children and they are under 18 years old, then you can include in your Will the appointment of a Guardian to look after your children whilst they are under 18 years old. This appointment takes effect only if there is no one else with parental responsibility over your children when you pass away. The importance of appointing a Guardian is one of the main reasons why parents make sure they have a valid Will in place.

You can also include your children as beneficiaries in your Will even though they are very young. When this occurs it is sensible to consider the age you would like your children to reach before being able to access their inheritance, typical ages are 18, 21 or 25. Whilst the child is under that age then their inheritance is managed on their behalf by people called Trustees. These are people that can also be appointed in your will.

Can I include funeral wishes in my Will?

Absolutely, you can go into as much detail as you like but bear in mind that this particular aspect of your Will is just an expression of a wish and is not legally binding on your Executors.

What types of gifts can I include in my Will?

You can make all types of different gifts in your Will, these are called Legacies. For example, you may want to give an item of sentimental value to a particular person, or perhaps a fixed cash amount to a friend or favourite charity. You can then decide who you would like to receive the rest of your estate and in what proportions.

Can a Will help protect my home against potential care home fees?

Yes, we specialise in drafting Wills for this particular purpose. Speak with one of our Will writing advisors and say you would like to know more about our Trust Wills.

Where do I keep my Will documents?

We store the original Will that you write with us completely free of charge for your lifetime.

Are Will writing services available in Scotland?

At Co-op Legal Services, we offer Will writing and Lasting Power of Attorney services in England and Wales. However, these services are also available in Scotland through our partnership with a Scottish Will writing provider. For more information, see Scottish Will and Power of Attorney Services.