Do I Need a Will? What Happens with No Will? | Co-op Legal


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Do I Need to Make a Will?

Yes, because if you die with no valid Will in England or Wales the law will decide who gets what. If you have no living family members, all your property and possessions (including your pets) will go to the Crown.

For initial advice about making a Will call our Will writers on 03306069591 or contact us online and we will help you, or Start your Will online and get the right Will for you in 4 steps.

How Much Does it Cost to Make a Will?

At Co-op Legal Services our fixed price Wills start from as little as:

£150 for a Single Will
£245 for Mirror Wills

Once we have provided a written quote for the agreed work to be done making your Will, that price will not change.

For Property Trusts, Life Interest Trusts and Discretionary Trusts, see Trust Wills.

Wills are stored free of charge for your lifetime. Simply tell your next of kin or your beneficiaries that your Will is with Co-op Legal Services to avoid any concerns about finding your Will.

Co-op Legal Services has been named National Will Writing Firm of the Year (2018). As part of the Co-op Group, our values of openness, honesty, social responsibility and caring for others are core to the service we provide. Our customers consistently rate the quality of our legal advice and services at 4.4 out of 5 stars.

"It was simple, well organised, no fuss. Made it easy to do something that I had been putting off for ages." G. Houston

Things to Consider when Writing a Will

  • How much is your Estate (everything you own) worth?
  • Who do you want to inherit your property?
  • What should happen to your Estate when you die?
  • How can you protect yourself if your circumstances change?
  • How can you protect your children or any vulnerable dependents?

Need help? We're here to help you from 9am to 8pm Monday to Friday and from 9am to 1pm on Saturdays. Our Will writing advisors will be happy to answer your questions.

For initial advice about making a Will call our Will writers on 03306069591 or contact us online and we will help you, or Start your Will online and get the right Will for you in 4 steps.

Your Estate

During your lifetime, you’re likely to acquire savings and investments, a car, furniture and many personal possessions. You may also have a house, a business (or a share of one) or even property abroad.

Together, the things you own are known as your Estate and your Will can state who should receive these when you die.


A professionally written Will takes a lot of careful thought, but it’s equally important to decide who should look after your Estate after you’ve gone. You can then be sure that the wishes you’ve expressed in your Will are carried out in full. That’s why you need to appoint trusted people known as Executors to administer your Will.


If you have young children, you are likely to be concerned about who would take care of them in the unlikely event that you were to die while they are still dependent on you. So it’s reassuring to know that you can appoint official Guardians for your children in your Will.

Trusts & Trustees

Trust Wills are commonly used but few people really understand what a Trust is. In short, a Trust exists when one or more people look after property for the benefit of one or more other people.


The main purpose of your Will is to ensure your loved ones are provided for and inherit those things you have worked hard for. You will need to think carefully about who should receive what and how your Estate should be divided.

Gifts including Donations to Charity

When your Will is being written, you can make three types of gifts:

Specific Gifts: Gifts of items e.g. giving jewellery to your daughter or your golf clubs to your nephew.

Pecuniary Gifts: Gifts of money e.g. £100 to each godchild or £1,000 to your favourite charity.

Residuary Gifts: Your Residuary Estate is what is left after all specific pecuniary gifts been made and any outstanding debts have been paid.

Funeral Wishes

You can specify your funeral wishes in your Will. However, Wills often aren’t discovered until after the funeral. Even if your Will is discovered before then, your loved ones aren’t legally obliged to follow your wishes.

Letter of Wishes

A Letter of Wishes, also known as an Expression of Wishes, is a letter written by you and kept with your Will, or given to your Executors or Trustees for safe-keeping. A Will can become a public document if Probate is required on the Estate, whereas a Letter of Wishes is written as a private document.


In English law, pets are part of your Estate, so your Will should specify what you would like to happen to your pets after you pass away. For more information see How to Provide for Pets in Your Will.

A Will is one of the most important legal documents you will ever sign. For complete details see making a Will.

Co-op Legal Services has over 600 staff working in different businesses with offices in Manchester, Bristol, Stratford-upon-Avon, Sheffield and London.

Get help deciding which Will to choose

There are different types of Wills.

If you're unsure which one to get, we can help.

Check which Will is right for you

Call 03306069591

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